Retirement can create opportunities to reduce your lifetime tax bill—but only if Roth conversions are done strategically. Learn when Roth conversions make sense, how to choose the right amount, and how tax brackets, future RMDs, and Medicare IRMAA can affect the decision. We’ll also explore asset location: which investments may be most valuable in a Roth, Traditional IRA, or taxable account, and how asset selection can influence a conversion strategy. You’ll leave with a practical framework for evaluating Roth conversions and avoiding common mistakes that can turn a good tax strategy into an expensive one.

Your business may be your largest asset—but is it creating enough personal wealth to fund the retirement you want? This class explores the “Wealth Gap” many business owners face: the difference between the value of their business and the personal wealth they will actually have available after an exit. Learn what drives business value, how valuation and exit planning fit together, and how taxes, transaction costs, and timing can affect the wealth you ultimately keep. You’ll leave with a framework for understanding your Wealth Gap and the steps that can help close it before you exit.